HOW TO GET LOANS FOR VEHICLE REGISTRATION?

 
Loan for vehicle registration is a purpose loan intended solely for vehicle registration costs in cooperation with Insurance Aura JSC Banja Luka. JSC approves a vehicle registration loan of up to BAM 4.000.

The loan repayment period may be agreed for a period of up to 1 year. The loan is repaid in equal monthly installments in accordance with the Repayment Plan.

A vehicle registration loan is a dedicated loan without a loan repayment fee and without a nominal interest rate, while the effective interest rate depends on the loan amount, the repayment period and the costs that are included in the calculation of the loan.

 
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Monthly payment

176.02 BAM

Months
 
BAM
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Monthly annuities for individual loan amounts and repayment deadlines

 

Value BAM Payment period 3 m Payment period 6 m Payment period 9 m Payment period 12 m
500.00 166.66 83.33 55.55 41.66
1000.00 333.33 166.66 111.11 83.33
2000.00 666.66 333.33 222.22 166.66
3000.00 1000.00 500.00 333.33 250.00
4000.00 1333.33 666.66 444.44 333.33

If the Loan beneficiary JSC approved a loan in the amount of KM 5.000,00, with a repayment period of 3 years, at a nominal interest rate of 21.00% per year, which would be provided with a bill signed by the borrower, then the effective interest rate was 25,50% per year, and the monthly annuity: 188.83 KM.